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Find the Best Assisted Living Near Miami , FL
Many Miami, FL, seniors may be considering assisted living accommodations, facilities that help seniors with the tasks of daily living. This guide provides information about the costs for assisted living in Miami and information for seniors and their families on how to pay for it. Finding the best fit for assisted living in Miami can be difficult, especially if you aren’t familiar with the city. However, a local senior care advisor can help you with the transition process, including evaluating different assisted living properties.
Finding Your Assisted Living Advisor in Miami , FL
What is the Cost of Assisted Living in Miami , FL?
The average monthly cost for an individual in a Miami assisted living facility is $4,385, although fees for individual facilities may differ according to the amenities each one provides. A local Miami, FL, senior care advisor can help seniors and their families find ways to pay for assisted living fees.
A good way to determine how much your loved one can contribute towards their assisted living facility costs is to determine a monthly budget. Add up the costs for their rent or mortgage, utilities and other household operations costs, groceries, and transportation. This should give you an idea of how much they can afford for assisted living. Many of these facilities include some meals, utilities, Wi-Fi, and limited transportation as part of the monthly fee.
Assisted living properties in Miami can help seniors enjoy as much independence as they are able while providing assistance as needed with the activities of daily living (ADLs). Some of these include:
- Getting dressed and picking appropriate clothing
- Bathing and grooming
- Trimming nails, shaving, and other personal care
- Mobility assistance and help with lifts
- Medication management
- Help preparing meals or cleaning up
Trained staff are on hand 24-7 to help residents in Miami assisted living communities, lending a hand where needed and responding to emergencies. If your loved one can take care of many ADLs unassisted, they’ll have the same level of independence in an assisted living community as they did at home. As their needs change, though, they may receive more assistance.
Broaching the topic of moving into an assisted living facility can be difficult for many families. You may wish to monitor your loved one’s ability to care for themselves more closely in order to determine when the right time to talk about moving to assisted living. If you aren’t sure which Miami, FL, assisted living community is suitable for your loved one’s needs, a senior care advocate can help you evaluate different properties.
What Should Every Senior Know About Living in Miami, FL?
Miami is located at the southern tip of Florida, along the Atlantic coast. It’s the second-largest city in the state, offering seniors the perks of living in a big city, including world-class health care and an international airport. There’s plenty to see and do in Miami, from spending time at the beach to taking in a play or a symphony. Florida is also very tax-friendly for seniors, as there is no state income tax, including no tax on withdrawals from retirement accounts, nor an estate tax or inheritance tax.
Miami Weather & Climate
Miami weather is warm and sunny year-round, with July high temperatures reaching close to 90 degrees. The city has an average of 248 sunny days each year and averages 59 inches of rain. Hurricanes are a risk, however.
Local Hospitals & Notable Medical Care
Miami seniors have plenty of emergency treatment and medical care options, as the city is home to dozens of hospitals, including HCA Florida Mercy Hospital, the University of Miami Hospital And Clinics system, and Jackson Memorial Hospital.
Miami-Dade Transit is a public light rail line and fixed-route bus system operating throughout the greater Miami area. Seniors may be eligible for a reduced rate, and those who need handicapped accessible options may request on-demand rides.
Arts, Culture & Recreation
Miami Art Week is one of the most popular arts and cultural events in the city, held annually in December. Residents may also opt to visit the Wynwood Arts District, which features year-round exhibits by local artists. The Adrienne Arsht Center for the Performing Arts in Downtown Miami features Broadway shows, plays, and other musical performances, with both concert hall and opera stages.
How Do I Pay for Miami, FL Assisted Living?
You or your loved one may have several options for assistance paying for accommodations in an assisted living community. A local Miami senior care advocate can help you locate benefits you may be eligible for and help your family understand the fee structures of different properties.
Miami assisted living resources include:
The Improved Pension Program, administered through the US Department of Veteran’s Affairs, may cover some or all of the expenses of assisted living for eligible military veterans and their spouses. Seniors who served in the military can visit a local Miami VA Center to learn more about the program and how to apply.
Long-Term Care Insurance
Long-term care insurance is a special type of insurance plan that covers assisted living costs. Your loved one may participate in this type of plan, so ask what kinds of insurance they have, then contact the carrier for details about plans and coverage.
Homeowners who have paid a substantial amount of their mortgage back or who have paid off their home entirely may have built up equity in their home. This equity may be used to cover assisted living fees, so ask your local Miami senior care advisor about how home equity can pay for long-term care.
Medicare Part A and Part B don’t cover assisted living fees. However, some Supplemental Medicare programs may cover some forms of long-term care, so check your loved one’s Medicare coverage.
Florida Medicaid administers the Medicaid Long-term Care Waiver, which eligible adults may use to pay for accommodations in a Miami assisted living property instead of going into a nursing home.
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FAQ About Senior Living in Miami , FL
Many Miami assisted living properties welcome pets, although some may have regulations about which type of pets are allowed. Your local Miami senior care advisor can help you find the right community for you and your pet.
Miami assisted living facilities encourage social interaction and often have different activities to help build community engagement. Gentle fitness classes are common, as are hobby groups and games. Some communities have choral or drama programs or may organize group outings in the city.
A nursing home provides 24-7 medical care from skilled nurses, and many residents are unable to live independently due to their medical conditions. However, assisted living properties are intended for people who have some degree of independence but may need help with personal care and ADLs.