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Find the Best Assisted Living Near Providence, RI
Many older adults in Providence may be considering transitioning from living in their own homes to living in an area assisted living facility. As Rhode Island’s capital and largest city, Providence has dozens of assisted living options for seniors. An assisted living property features apartment-style living with different campus amenities and assistance with activities of daily living as needed. As a result, seniors enjoy as much independence as possible, knowing that a compassionate caregiver is nearby when needed.
This guide contains information to help seniors and their families learn more about the cost of assisted living in Providence and some programs or benefits seniors may use to pay their fees. We also include general information about the city of Providence and more details about what to expect in assisted living.
With so many options for assisted living, selecting the right fit can be overwhelming for many families, especially if they don’t know the metro area well. A local Providence senior care advisor helps you and your senior explore your Providence options for assisted living.
Finding Your Assisted Living Advisor in Providence, RI
What is the Cost of Assisted Living in Providence, RI?
The cost of assisted living in Providence is $6,063 per month; some facilities may be more if they include more amenities. A local senior care advocate in Providence can help potential assisted living residents find ways to offset their out-of-pocket costs for assisted living.
Many seniors may be concerned about how much they can pay for assisted living. To start, estimate your current household budget, including your rent or mortgage payment, groceries, personal care, transportation, utilities, and your average discretionary spending. This gives you an idea of what you’re currently paying and what you can likely afford to pay for assisted living. Many assisted living facilities bundle room and board, utilities, and limited transportation into their base monthly fees. Some properties may break everything down separately, so ask your local Providence, RI, senior care housing advisor about how the pricing structure works at the facilities you like and what is included.
Many seniors in assisted living require some help with the activities of daily living (ADLs) and personal care, such as:
- Grooming, bathing and toileting
- Personal care, like putting on make-up or shaving
- Help with transfers, lifts and mobility assistance
- Medication management
- Preparing meals and cleaning up their apartment
Caregivers in assisted living are present 24 hours a day to meet resident needs, providing help when required or quickly coming to the aid of a senior with an emergency.
Talking to a loved one about moving to an assisted living community can be an emotional conversation for many families. If you aren’t sure when it’s time to find a place for your loved one, start by tracking their ability to complete ADLs without help. If you note a decline in their usual abilities, a significant change in their personal grooming and appearance, or the condition of their home, then it may be time to broach the topic with your loved one.
More About Providence, RI
Providence is the capital and largest city in Rhode Island. It’s located along the Atlantic Coast and is known for its fresh seafood. Brown University is located here, and the city is rich in Pre-Colonial history. Seniors benefit from big-city amenities, including world-class healthcare and proximity to New York City and Washington, D.C.
Wintertime in Providence can be cold and snowy, with January low temperatures in the teens and an average annual snowfall of 36 inches. Spring and fall are the most comfortable, weather-wise, and summers can get hot, with highs in the 80s.
Providence is home to some of the best medical centers in the country, and seniors have plenty of options for general and specialty healthcare. For example, Rhode Island Hospital has a 24-hour emergency room and accepts Medicare and Medicaid. Roger Williams Medical Center also accepts Medicare and Medicaid and is a teaching hospital with an oncology specialty.
The Rhode Island Public Transit Authority operates public bus routes and paratransit services in Providence and the surrounding area. Seniors may apply for a reduced rate pass or paratransit for free if they have a qualifying disability.
Arts & Culture
Providence’s most notable contribution to arts and culture is WaterFire, a bonfire installation in the middle of the river, accompanied by local musicians. This festival draws thousands from the surrounding area. Or, seniors may wish to visit one of the city center’s numerous art galleries for a quieter change of pace.
How Do I Pay for Assisted Living in Providence, RI?
A local Providence senior housing placement advisor can help you find ways to pay for your assisted living fees. Some of the resources that may be available to you include:
The U.S. Department of Veterans Affairs offers two programs for military veterans with an honorable discharge and their surviving spouses, the Improved Pension Plan and the Aid and Assistance Benefit. Together, these benefits can pay for long-term accommodations in a Providence memory care facility and dementia treatment and therapy.
Long-Term Care Insurance
Your loved one may have enrolled in long-term care insurance, either as a separate policy in addition to their health care or life insurance policy. Some life and health care insurance policies may offer long-term care coverage, too, so check your loved one’s policy to see if it does.
Homeowners in Providence may use the equity in their homes to pay for memory care. If your seniors have paid off their mortgage, ask a Providence memory care housing placement advisor about converting home equity.
Medicare Part A and Part B do not cover memory care, but once seniors enroll in Traditional Medicare, they may select a Supplemental Medicare policy. Some may cover long-term memory care and treatment. These are optional policies, so not every senior will have one.
Rhode Island Medicaid administers a Medicaid Waiver for long-term care. It may be used by Medicaid recipients who require a nursing home level of care but receive treatment in a Providence memory care facility instead. Ask a local Providence memory care advocate how to apply for this waiver on behalf of your senior.
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FAQ About Assisted Living in Providence, RI
While many assisted living properties offer light nursing care on-site, such as medication management or a visiting nurse to diagnose illness in residents, they do not provide the 24-hour dedicated nursing care that a nursing home will. Therefore, a nursing home is best for people with medical conditions they cannot manage alone. On the other hand, an assisted living facility is better for seniors who do not wish to live independently or may require extra help with ADLs.
An overnight visit with family is typically approved on a case-by-case basis. Each assisted living community has rules for visiting and allowing residents to leave with their family members overnight. Ask a local Providence senior living advisor about the policies of your top picks.
Many assisted living communities welcome pets, but they typically have guidelines about the size and type of pet. For example, some communities may have small dog parks on-site, while others don’t permit any pets. Ask your Providence senior care advocate about which properties accept pets if this is a must-have for you.