How can I afford a Care Advisor?

Anyone can afford an Assisted Living Locator Care Advisor. That’s because we are paid only when we help you make a decision about your senior’s living location and we are paid by the location you choose. And because we only receive payment when you’re paying the Care Community directly, we’ll also put you in touch with your state’s social service network to make sure that you receive the proper state support in the event that you are unable to pay for senior care and housing yourself.

What can a Care Advisor help me with?

An Assisted Living Locators® Care Advisor specializes in knowing your senior housing and in home care options, but via their referral network they can connect you with state resources in the event that you need to consider state resources to finance and secure senior housing, as well as a wide variety of specialists who focus on some aspect of the senior services industry- Eldercare Attorneys, Financial Specialists, Real Estate Agents, Downsizing Specialists, Home Health Experts, and just about any other senior service need you can think of.

Who is my Assisted Living Locators® Care Advisor?

Glad you asked. This site gives you a number of ways to find your local Assisted Living Locators® Care Advisor. Pick one and we’ll either get them on the phone, or make sure that they contact you in a timely fashion. Click here to get to our Care Advisor page.

How are Care Advisors trained?

Assisted Living Locators® Care Advisors are vetted for the right set of skills before they ever even buy a franchise. Once they do, we provide comprehensive initial training and a 13 week “in community” onboarding process. We ask all Assisted Living Locators® Care Advisors to become Certified Senior Advisors, a nationwide accreditation program that provides additional industry specific knowledge. Care Advisors also participate in continuing education provided by us and provided by local senior oriented industry associations to ensure that they understand the latest tools, techniques and industry rules and regulations to help you navigate the senior experience.

What does a Care Advisor do?

An Assisted Living Locators® Care Advisor spends time at each of the communities and homes in your local area. They understand how well the community is performing against state standards and they understand what the community is good at- in short, they understand what isn’t in the community’s glossy brochure. An Assisted Living Locators® Care Advisor networks to ensure that they have a broad array of qualified resource team members that they can call on to help deal with challenges beyond senior housing and care, which is their own area of expertise. And Assisted Living Locators® Care Advisors spend time with families and seniors. They can’t help if they don’t know and understand you and your family. Assisted Living Locators® Care Advisors have a structured way to identify important needs that you and your senior have, which they then use to match you to the best community choices or the best members of their resource network that can meet your needs.

Who is Assisted Living Locators®?

A franchise business based in Arizona, with local owners and operators across the US. Our Care Advisors bring problem solving skills and compassion to your local senior community, and we supply the training, processes and industry knowledge they need to provide you with the help you want.

Where are your Care Advisors located?

Everywhere. If we don’t have a Care Advisor yet in your local area, we’ll find you an affiliate advisor who can help. But every month we train more Care Advisors to meet the growing needs of seniors in every community across the US. You can find your local Care Advisor by using the tools on this website. And because we are nationwide, we can help you in your town or in towns all across the US.

When should I contact an Assisted Living Locators® Care Advisor?

Since Care Advisors understand the entire range of living options available to seniors, any family with a senior over 55 can benefit from their expertise. Use us to understand your independent living options if your senior wants more time for leisure pursuits after 55. Use us especially when you are concerned about the safety or health of your senior loved one. And it’s critically important that you reach out to us if your senior is in the hospital or rehabilitation facility so that we help you navigate the immediate next health care and housing steps that must be taken, giving you a voice in how the health care and insurance systems in your state manage your senior’s needs.

Assisted Living In St. Charles, MO

Find local care advisors

Find the Best Assisted Living Near St. Charles, MO

If you’re considering assisted living for your loved one in St. Charles, MO, you have a variety of options to choose from. Assisted living communities in this area provide essential support for seniors who require assistance with daily activities and can no longer live independently. This guide will help you navigate the costs of assisted living in St. Charles and explore options for payment assistance. It also provides valuable information about what to expect from assisted living and how a local senior care advisor can assist you in finding the perfect community for your aging loved one.

If you’re new to St. Charles, finding the right assisted living facility can be a daunting task. Thankfully, a local senior care advocate can help you understand your options and locate a community that suits your specific needs and preferences.

Your St. Charles, MO Senior Living Advisor

Rob Howe

Serving all the St. Louis area including St. Louis City/County and Jefferson, St. Charles and Franklin counties

Meet Advisor 314-380-3030

We are experts on senior living care throughout the St. Louis and St. Charles areas, whether it be independent living, assisted living, memory care or in-home services. Many families are not prepared for this challenging process and our hands-on approach will ease your burden. We locate the best options by thoroughly understanding your needs, preferences, and budget and then match you with the right communities. We personally meet with you, tour with you, and follow up extensively to ensure everything is going as planned.

Meet Advisor 314-380-3030

What is the Cost of Assisted Living in St. Charles, MO

The average monthly cost for assisted living in St. Charles is $4,100. However, prices may vary based on the level of care required and the services provided. Local senior care advisors in St. Charles can help you assess your payment options and find a community that fits within your budget.

To determine what you or your loved one can afford, it’s important to calculate a current monthly budget that includes expenses such as rent or mortgage, utilities, transportation, discretionary spending, and groceries. This will give you a better understanding of how much you can allocate each month for assisted living. Many assisted living communities offer inclusive fees, covering room, board, and most utilities as part of the monthly cost.

Residents in St. Charles assisted living communities have access to personalized assistance with activities of daily living (ADLs) as needed. ADLs may include:

Grooming and hygiene
Dressing
Mobility and transfers
Personal care, such as grooming, shaving, or nail care
Housekeeping and meal preparation
Medication management

Assisted living communities in St. Charles have trained staff available 24/7 to respond to residents’ needs. If your loved one is capable of performing most ADLs independently, they may require a lower level of care. However, if their needs change after moving into the community, the level of care can be easily adjusted.

Having a conversation with a loved one about transitioning to an assisted living facility can be challenging. Before making a decision, observe your senior’s ability to care for themselves and their home. Sudden changes or difficulties may indicate that it’s time to discuss assisted living options. If you’re unsure where to start, consult a local senior care advisor for help in evaluating your options and finding the best fit for your loved one’s needs and budget.

More About St. Charles, MO

St. Charles is a historic city located in St. Charles County, Missouri. It offers a blend of small-town charm, rich history, and modern amenities. Seniors in this area can enjoy a welcoming community with access to various recreational, cultural, and healthcare facilities.

Weather

St. Charles experiences a moderate climate with all four seasons. Winters can be chilly with average temperatures in the 30s, while summers are warm and humid with temperatures reaching the 90s. Spring and fall offer pleasant weather with mild temperatures.

Healthcare

St. Charles is home to a range of healthcare facilities, including hospitals, medical centers, and specialized clinics. Some notable healthcare providers in the area include:

SSM Health St. Joseph Hospital – St. Charles
Barnes-Jewish St. Peters Hospital
St. Luke’s Urgent Care

Transportation

Public transportation options in St. Charles include the St. Charles Area Transit (SCAT) buses, which provide fixed-route services throughout the city. Additionally, paratransit services are available for individuals with disabilities or mobility challenges. Seniors may also take advantage of discounted fares and specialized transportation services.

Arts & Culture

St. Charles offers a vibrant arts and cultural scene. The city is known for its historic Main Street, featuring charming shops, restaurants, and galleries. The area also hosts numerous festivals and events throughout the year, including the famous Festival of the Little Hills. Cultural attractions include the Lewis & Clark Boat House and Nature Center, Foundry Art Centre, and the Historic Daniel Boone Home.

Additional Senior Living Care Advisors near St. Charles, MO

Sharon Osborn

Serving St. Charles and surrounding areas including Wentzville, Lake St. Louis, Chesterfield and everything in between.

Meet Advisor 636-577-9543

As the owner of Assisted Living Locators in St. Charles, Missouri, I'm thrilled to bring a no-cost, senior placement and referral service to my community. Leveraging my 20 years of experience in education and team management, I'm committed to providing the best care options, resources, and information to seniors. My dedication to service and community engagement drives my work, and I believe in every individual's right to a fulfilling and secure retirement. As part of the Assisted Living Locators team, I'm excited to extend personalized support to seniors and their families in St. Charles and the surrounding areas.

Meet Advisor 636-577-9543

How Do I Pay for St. Charles, MO Assisted Living?

Families in St. Charles have several payment options when it comes to assisted living. A local senior care advisor can help you determine which benefits you may be eligible for and explain how different communities assess monthly fees.

Veteran's Benefits

The U.S. Department of Veterans Affairs may offer benefits to eligible veterans and their surviving spouses for assisted living. Visit a local VA Center to learn more about these benefits and receive assistance with the application process.

Long-Term Care Insurance

Long-term care insurance is a plan that covers the costs of assisted living. If you have purchased long-term care insurance, contact your insurance carrier to understand the details of the plan, including coverage limits and types of care covered.

Home Equity

Seniors in St. Charles who have paid off their home, or have significant equity, may be able to use that equity to help pay for assisted living. Your local senior care advisor can provide more information about utilizing home equity to contribute towards assisted living fees

Medicare

Traditional Medicare typically does not provide coverage for assisted living communities. However, it’s possible that certain Supplemental Medicare programs may offer such coverage in St. Charles, MO. To determine the specifics, it is advised to inquire with your loved one about their insurance coverage and check whether any Supplemental Medicare plans they have might help cover the costs associated with assisted living in the St. Charles area.

Medicaid

Missouri Medicaid may offer benefits for those in need of assisted living. The program may cover some or all of the fees associated with an assisted living community. Consulting with a local senior care advisor is essential to understanding the eligibility criteria and application process for Medicaid benefits.

1 | 5

Care assessment tool

Access our free senior care assessment tool, which can help you evaluate the specific needs and requirements of you or your loved one. By answering a series of questions, you’ll receive personalised recommendations and insights to aid in the decision-making process.

Take the Assessment

FAQ About Assisted Living in St. Charles, MO

Yes! Many assisted living communities in St. Charles offer virtual tours on their websites. Your local senior care advisor can help you arrange a virtual tour of the communities you are interested in.

Assisted living communities generally allow residents to leave the facility for outings and visits with family and friends. However, specific policies may vary among different communities. Your senior care advisor can help you understand the visitation policies of the assisted living communities you are considering.

Assisted living facilities in St. Charles provide assistance with activities of daily living (ADLs) for seniors who require help while maintaining their independence. These facilities do not provide round-the-clock medical care but allow residents to choose their healthcare providers and make appointments as needed. Nursing homes, on the other hand, offer a higher level of medical care and treatment in addition to assistance with ADLs.