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Find the Best Assisted Living Near St. Louis , MO
As you’re searching for the best assisted living facility in St. Louis, MO, it’s normal to have questions about how to decide on the best facility for your loved one. Thankfully, working with a local senior living advisor can help. Here, we’ll discuss the cost of an assisted living community in St. Louis, MO, what your loved one may want to know about their new city, and how you can work with a St. Louis senior living advisor to make the best decisions for your loved one.
With so many wonderful St. Louis assisted living communities to choose from, it can be tough to choose the best option for your loved one. An assisted living advisor in St. Louis, MO, will work closely with you and your family to help you navigate the complexities of finding and paying for the right assisted living facility for your family’s needs. Reach out today to learn more about setting up a consultation to discuss your family’s assisted living needs.
Finding Your Assisted Living Advisor in St. Louis , MO
What is the Cost of Assisted Living in St. Louis , MO?
The average monthly cost of an assisted living facility in St. Louis, MO, is $3,750. There are several options when it comes to paying for an assisted living community in St. Louis, MO.
To fully understand the cost of assisted living in St. Louis, MO, for your senior relative, it can be helpful to add up your loved one’s current monthly costs. This can give you insight into how much money they’ll have available to contribute to their assisted living costs in St. Louis. Since assisted living in St. Louis will cover all of a resident’s activities of daily living (ADLs), they won’t need to worry about day-to-day expenses in the same way that they do now.
ADLs that are typically covered by assisted living facilities in St. Louis, MO, include:
- Showering and bathing, as well as personal tasks such as using the restroom, brushing teeth, and combing hair
- Choosing clothes and getting dressed
- Getting from one area of the house to another, as well as moving around the assisted living community
- Preparing meals, eating, and cleaning up after eating
You may also want to consider whether your loved one will need additional funds for optional expenses. Many assisted living facilities in St. Louis, MO, offer a base model apartment or condo. Some residents also want to have a pet at their home within their assisted living facility in St. Louis. Your relative may also want to set aside money to continue with certain traditional activities, such as shopping for grandchildren during the holidays or enjoying a hobby that isn’t funded by their new assisted living community in St. Louis.
St. Louis, MO, at a Glance
Known as “the Gateway to the West,” St. Louis, MO, offers many rich cultural experiences, delicious food, and exciting sports teams, lending itself to exciting outings for area assisted living residents.
St. Louis Weather and Climate
With hot summers and cold winters, residents of St. Louis, MO, enjoy all four seasons, including picturesque fall and winter views. Residents who enjoy spending time outside will easily be able to do so in the spring, summer, and fall months.
Local Hospitals and Notable Medical Care
There are many hospital options in St. Louis, MO, for residents who need both specialized and more generalized healthcare. Area hospitals include Kindred Hospital St. Louis, Barnes-Jewish Hospital, and Washington University Medical Campus.
Public transportation services in St. Louis are readily available. Assisted living residents in St. Louis, MO, can enjoy public transit services, including Call-A-Ride, MetroLink, and the MetroBus systems.
Arts, Culture, and Recreation
There are many museums, landmarks, and dining experiences available to St. Louis assisted living community residents. Those living in assisted living communities in St. Louis will find that they have many opportunities to enjoy days in the city with visiting family and friends.
How Do I Pay for St. Louis, MO Assisted Living?
If you’re concerned about how to pay for your senior relative’s assisted living facility, working with a trusted advisor can help you develop a plan to pay the monthly costs associated with your loved one’s assisted living facility in St. Louis.
Options that can pay for assisted living in St. Louis, MO, include:
Older Americans who have served in the military at some point in their lives may be eligible for the Improved Pension Program, which may help pay for some or all of the costs associated with an assisted living facility in St. Louis, MO. If your senior relative isn’t sure whether they qualify for the Improved Pension Program, reach out to your local veteran’s affairs office to learn more.
Long-Term Care Insurance
If your loved one has invested in long-term care insurance in the past, they’ll be able to use their benefits for nursing home or assisted living care in St. Louis, MO. Reach out to their insurance company to learn more about the process of using their benefits to pay for their monthly assisted living costs in St. Louis.
If your senior relative owns their home or has already paid off a large portion of their mortgage, home equity may be an option that can pay for their assisted living costs in St. Louis. A trusted advisor can work with you to help you decide if home equity is a viable option to pay for your loved one’s assisted living costs in St. Louis, MO.
While Medicare does not cover the costs associated with assisted living in St. Louis, MO, it can cover some of the medical costs that may be incurred by residents while they are living in an assisted living facility.
Medicaid is available to Americans with very low incomes. In some states, Medicaid covers some or all of the costs associated with assisted living. A trusted advisor can help you learn more about whether some or all of your relative’s assisted living costs in St. Louis could be covered by Medicaid.
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FAQ About Senior Living in St. Louis , MO
Residents in an assisted living facility in St. Louis receive help with their morning ADLs as needed, from getting dressed to bathing. From there, residents get help with their meals, activities, and medications as necessary. Residents also have the opportunity to socialize, spend time outside, and enjoy hobbies.
Assisted living facilities and nursing homes in St. Louis are not the same thing. Assisted living facilities in St. Louis provide assistance with ADLs, while nursing homes provide a higher level of treatment, similar to the treatment a person would receive in a hospital.
The rules of leaving campus differ, and it’s important that you find an assisted living facility in St. Louis that meets the needs of your senior relative. Many residents of assisted living facilities choose to leave their assisted living home in St. Louis to stay with loved ones for holidays and other special occasions. Your assisted living advisor will be able to help you find the right assisted living facility for your loved one’s needs.