Assisted Living in Annapolis, MD
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Find the Best Assisted Living Near Annapolis, MD
Located on the shores of the Chesapeake Bay, assisted living in Annapolis, MD offers seniors easy access to history, art, fine dining, and sailing. The city has a large senior population and is home to a wide selection of assisted living communities. With the help of a local senior care advisor, you are sure to find the ideal Annapolis assisted living community for your loved one.
Finding Your Assisted Living Advisor in Annapolis, MD
What is the Cost of Assisted Living in Annapolis, MD?
According to the Genworth Cost of Care survey, the average price of assisted living communities in Annapolis, MD is $4,750 per month. However, the exact cost will vary depending on the location of the property, the range of amenities offered, and the type of personal care services your loved one requires.
A local senior living placement expert can help you evaluate different Annapolis assisted living facilities, ensuring you find the perfect match for your loved one’s budget and care needs.
What Should Every Senior Know About Living in Annapolis, MD?
Annapolis is a charming city that is proud of its colonial heritage while still offering residents the latest in shopping, dining, healthcare, and entertainment. Home to the U.S. Naval Academy, since 1845, the city is also steeped in naval history and culture. Annapolis is a popular retirement destination for senior adults who want a slower lifestyle, and close to 20% of the city’s population is 65 or older,
Annapolis Weather and Climate
As is typical of the mid-Atlantic region, Annapolis has a humid subtropical climate, with hot, humid summers, cool winters, and generous precipitation over the course of the year. Average temperatures range from a high of 87° F in the summer to a low of 28° F in winter. The area receives an average of 45 inches of rain a year, and an average of 12 inches of snow each winter.
Local Hospitals and Notable Medical Care
Seniors in Annapolis, MD have access to a number of quality hospitals and medical centers that provide both standard and specialized care. These include:
- Luminis Health Anne Arundel Medical Center. Recognized as a 2022-2023 Best Hospital in Maryland and the Baltimore Metro Area by U.S. News & World.
- University of Maryland Baltimore Washington Medical Center. A 285-bed hospital specializing in emergency, acute, medical-surgical, and critical care. It also offers outpatient care for joint replacement, vascular care, and other health conditions.
- MedStar Health: Primary Care at Annapolis. Provides comprehensive primary care services with a focus on internal medicine.
It is easy for seniors to get around the City of Annapolis and surrounding Anne Arundel County areas. Annapolis Transit provides convenient public transportation options with regular fixed routes, shuttles, and ADA complementary paratransit services.
Arts, Culture, and Recreation
In Annapolis, MD seniors can enjoy a relaxed lifestyle filled with history, art, fine dining, and more.
There is a vibrant arts scene, including a wide selection of galleries, numerous theatrical performances, the Ballet Theatre of Maryland, street art, live music, and the Annapolis Opera Company.
The Banneker-Douglass Museum serves to document, interpret, and promote African American history to improve the understanding and appreciation of America’s rich cultural diversity.
The U.S. Naval Academy Museum contains a large collection of prints depicting European and American naval history from the 1500s through World War II. It also houses one of the world’s best collections of model ships.
The city is home to the 340-acre Quiet Waters Park–a regional park run by Anne Arundel County that includes water access, over six miles of paved trails, and a dog beach.
Annapolis offers a range of community sports leagues, golf courses, and athletic facilities. Residents also have easy access to the Navy-Marine Corps Memorial Stadium as well as to major league and college sports events around the greater Baltimore–Washington metropolitan area.
How Do I Pay for Annapolis, MD Assisted Living?
There are several ways families can pay for assisted living in Annapolis, MD. Your local senior care advisor can help you and your loved one understand various options, such as those listed below.
If your loved one (or your spouse) is a veteran of a branch of the United States Armed Forces, they may be eligible for the VA’s Improved Pension Program. This program includes a number of services and benefits that can help cover the cost of an assisted living community in Annapolis, MD. Contact your Veterans Affairs coordinator to learn if your loved one is eligible.
Long-Term Care Insurance
If your loved one has a long-term care insurance policy it will likely cover part, if not all, of an assisted living facility’s monthly expenses. Make sure to talk with their insurance provider to understand the specific coverage points and how benefits can be applied to an Annapolis assisted living facility.
Older adults with good credit and who own their home (or have paid off most of their mortgage) may be able to use their home equity to help pay for an assisted living property in Annapolis, MD. For example, by renting the property, selling it outright, or applying for a home equity line of credit. A senior housing advisor can help you understand different options for converting home equity to pay for an assisted living facility.
The Medicare program does not cover assisted living community fees or services. However, it can help pay for your loved one’s healthcare, freeing up money to help pay for their Annapolis assisted living facility.
Senior adults who are eligible for Maryland’s Medicaid program may be able to use their benefits to pay for assisted living in Annapolis, MD. For example, the Senior Assisted Living Subsidy program supports the cost of services provided in assisted living on behalf of eligible residents who are unable to afford the cost of an assisted living facility. A local senior care advisor can help you and your loved one find Annapolis assisted living communities that accept Medicaid.
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FAQ About Assisted Living in Annapolis, MD
In Maryland, assisted living facilities are licensed by the Department of Health to provide housing, meals, and supportive personal care services. They are intended for individuals who need extra assistance throughout the day but do not require medical supervision. Nursing home facilities are licensed to provide skilled nursing and medical treatments.
It may be time to move your loved one into an assisted living facility if they can no longer independently manage activities of daily living (ADLs) like bathing and personal grooming, taking medication, preparing meals, and driving. A senior care advisor can help you find an Annapolis assisted living facility appropriate for your loved one’s specific care needs.
Depending on the size and style of the community, residents will either have their own personal apartment/condo or share a living unit (similar to a college dorm). Generally assisted living facilities are arranged like mini-neighborhoods to encourage socializing and make it easy for residents to access property amenities.