If it’s time for your older loved one to get some help with their activities of daily living (ADLs) while still maintaining their independence, it’s likely that you’re searching for the best assisted living care in Baltimore, MD. Here, we’ll explore the cost of assisted living, different options for paying for an assisted living facility, what your loved one can expect from their assisted living facility in Baltimore, MD, and how a senior care advisor in Baltimore can help you choose the best assisted living facility for your loved one.
Finding the perfect assisted living option in Baltimore for your loved one can be a challenge. Fortunately, there are Assisted Living Locators® Care Advisors nearby who can help guide you through the process from start to finish.
The average monthly cost of an assisted living facility in Baltimore, MD, is $5,000 per month. Working with a senior care advisor in Baltimore, MD, can help you and your family learn more about how to pay for an assisted living community for your loved one.
Many families find it helpful to create a monthly budget for their loved one to help them understand how much they’ll be able to contribute to the monthly cost of their assisted living facility in Baltimore. Adding up your loved one’s rent or mortgage payment, utilities, household maintenance, grocery bills, transportation costs, and discretionary spending can give you an idea of what they’ll be able to pay toward their monthly bill.
An assisted living facility takes care of any ADLs that your loved one cannot complete on their own. ADLs that can be taken care of in an assisted living facility in Baltimore include:
In an assisted living community in Baltimore, your loved one will be able to maintain a high level of independence. If your loved one is able to perform some ADLs on their own, they’ll continue to do so while in their assisted living community. Staff will be able to help your loved one with any ADL needs and will also be able to watch them closely to notice if they need help with any additional ADLs.
It can be tough to decide when it’s time to talk with your older loved one about moving into an assisted living community. Watching to see whether your loved one is able to handle their ADLs can give you some insight into whether it’s time to make the transition. If you’re still not sure whether assisted living is a good fit for your loved one, it’s a good idea to work closely with a senior care advisor to discuss the type of nursing or assisted living facility in Baltimore that’s the best fit for your loved one’s needs.
Baltimore offers many activities and cultural engagement opportunities for residents. Considering itself an “age-friendly” city, one in four residents are over the age of 60 in Baltimore County according to the The Baltimore City Health Department’s Division of Aging.
In Baltimore, the summers are hot and humid; the winters are very cold, snowy, and windy; and it is partly cloudy year round. Over the course of the year, the temperature typically varies from 30°F to 89°F and is rarely below 18°F or above 97°F. Precipitation is near average with the rest of the United States in Baltimore, MD.
There are many hospitals in Baltimore that offer both specialty and standard care, including MedStar Harbor Hospital, Sinai Hospital, GBMC, and The Johns Hopkins Hospital.
The Maryland Transit Administration offers easy-to-access public transportation options that make it easy for Baltimore residents to get around without driving.
Baltimore boasts delicious seafood restaurants, opportunities to engage in arts performances at the harbor, and visual art experiences at many venues including the Baltimore Museum of Art, The Walters Art Museum, the American Visionary Arts Museum and the National Aquarium.
You’ll find that you have many options to pay for your loved one’s assisted living facility in Baltimore, MD. Your senior care advisor will be able to work with you to help you and your family understand your options for covering your loved one’s monthly assisted living community fees.
Options to pay for an assisted living community in Baltimore, MD, include:
If your loved one has served in a branch of the United States Armed Forces, it’s possible that their veteran’s benefits may cover some or all of the cost of an assisted living community, and these benefits may apply to their spouse as well. Many veterans are eligible for these benefits through the Improved Pension Program. To find out if your loved one is eligible for benefits that could cover the cost of their assisted living community, be sure to reach out to your local veteran’s affairs office for more information.
If your loved one has ever taken out a long-term care insurance plan, it’s very likely that their monthly bill for their assisted living community in Baltimore will be partially or fully covered. Talk with your loved one about their long-term care insurance plan, and be sure to reach out to their insurance agent for more information about how to utilize their insurance benefits for their assisted living care in Baltimore.
Home equity is an option for older adults who have good credit and have paid off a large portion of their mortgage. If your loved one owns their home, home equity may work to pay for some or all of their assisted living community in Baltimore, MD. A senior care advisor can help you learn more about using home equity to pay for their assisted living facility.
Medicare does not cover the cost of assisted living in Baltimore, but it can cover medical costs for your loved one.
If your loved one qualifies for Medicaid, they may be able to use their benefits to cover some or all of the costs of an assisted living facility.
An assisted living community in Baltimore is not the same thing as a nursing home. An assisted living facility provides help with ADLs, while a nursing home provides medical care.
Many assisted living communities in Baltimore permit residents to stay with family for holidays and other special occasions. Your Senior Care Advisor can work with you to discuss the individual rules for different assisted living facilities in the Baltimore, MD, area.
In most assisted living communities in Baltimore, residents have their own condos or apartments. Apartments and condos are arranged in a neighborhood-type setting, allowing residents to socialize with one another.