Assisted Living in Sacramento, CA
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Find the Best Assisted Living Near Sacramento, CA
You only want the best for your parents or other older relatives, and it’s important that you find the best assisted living in Sacramento, CA, so you can ensure that they receive premium care during their golden years. Here, we’ll explore many facets of assisted living in the Sacramento area, including the average cost of an assisted living facility, how you can connect with an advisor who can help you find the right Sacramento, CA, assisted living facility for your loved one(s), and we’ll take a look at some frequently asked questions from others who are interested in learning more about Sacramento assisted living options.
If you and your older family member are thinking that it may be time to move to assisted living, it’s normal to have questions. Thankfully, a Sacramento-based advisor can help.
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What is the Cost of Assisted Living in Sacramento, CA?
On average, assisted living services in Sacramento, CA, cost $5,395 per month. In Sacramento, assisted living care is less expensive than nursing home care or in-home care. For many older adults, assisted living provides a higher level of independence than other care options at a price that makes sense.
Assisted living services can help older adults with the Activities of Daily Living (ADLs). These services are typically included in the cost of an assisted living program.
Activities of daily living addressed by assisted living programs may include:
- Eating, cooking, and meal preparation
- Grooming (including hair and makeup assistance for residents who desire such services)
- Bathroom care
- Housekeeping, home maintenance, and yardwork
- Financial management
- Medication management
Of course, it’s important to consider all the factors that could affect the cost of assisted living. Usually, the base cost of assisted living includes room and board, housekeeping services, landscaping/yard care, and social activities. Before beginning the search for the right assisted living facility for your loved one, talk with them about what they want out of their new community. You may be surprised to find that socialization, crafting activities, or transportation are important factors in your loved one’s happiness.
Thankfully, there are several options to help you and your family cover the cost of assisted living for your loved one in Sacramento, CA. Working with a trusted advisor who knows the ins and outs of assisted living facilities in Sacramento can help ensure that you’re getting the most for your budget, no matter what your financial circumstances.
Sacramento, CA, at a Glance
A bustling metropolis just a short car ride from the shores of San Francisco, Sacramento, CA, offers exciting opportunities for older adults to enjoy culture, art, theater, delicious dining, and more.
Sacramento Weather and Climate
Hot summers and cool winters make Sacramento a fun choice for older adults who enjoy spending time outdoors. From May to September, Sacramento, CA, residents enjoy plenty of sunshine and temperatures that range from the mid-90s during the day to the mid-50s at night. December, January, and February are chilly compared to the rest of the year and can provide the area with much-needed rain after a hot summer.
Local Hospitals and Notable Medical Care
Sacramento, CA, offers many hospitals, both for seniors who are living with chronic health conditions and those who simply want access to the best care if they need medical attention. Mercy Hospital, Sutter Medical Center, and the Methodist Hospital of Sacramento all offer top-notch, highly-rated medical care.
For seniors who love being out and about, Sacramento offers plenty of public transportation options that make it easy to move throughout the city and surrounding areas. Both railway and bus systems are handicapped accessible and offer senior ticket discounts.
Arts, Culture, and Recreation
Sacramento is an up-and-coming hub of art and culture, as evidenced by the area’s many museums, outdoor art events, live music offerings, shopping venues, dining options, and more.
How Do I Pay for Sacramento, CA Assisted Living?
There are many ways to cover costs and ensure that older adults get the care they need — while maintaining the independence they crave.
Options that can help pay for the cost of assisted living in Sacramento, CA, include:
Many military veterans spent a significant portion of their lives serving their country, and thankfully, veteran’s benefits can go a long way in covering the cost of assisted living care in Sacramento, CA. Many veterans are eligible for assistance with assisted living costs through the Improved Pension Program. The Aid and Attendance program for veterans also works to help seniors (and their spouses) complete the activities of daily living.
Long-Term Care Insurance
This type of insurance coverage can be a good fit for adults over the age of 65 who need assistance in paying for long-term medical care that is not covered by Medicare, Medicaid, or other health insurance. Long-term care insurance is private insurance often purchased by individuals in their 40s and 50s in anticipation of the possibility of needing assisted living or nursing home care later in life.
A line of credit that allows older adults to take out a second mortgage on their home, this can be an option for paying for long-term assisted living care. It can be tough for seniors to qualify for this type of credit, as it requires a low debt-to-income ratio and proof of verifiable employment.
Providing health insurance coverage to all Americans age 65 and over, Medicare is available regardless of income. Medicare can help cover medical costs incurred while your loved one is in assisted living care in Sacramento, CA.
This type of government health insurance is available to Americans with a very low income. Adults in Sacramento who are eligible for both Medicare and Medicaid can receive both types of insurance.
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FAQ About Assisted Living in Sacramento, CA
Assisted living provides a delicate balance of care that allows seniors to enjoy their independence while also assisting with the activities of daily living as necessary.
Usually, assisted living provides a more home-like setting than a nursing home. In assisted living, residents typically live in their own rooms, apartments, or condos, a contrast to the more clinical setting of a nursing home.
Usually, the cost of assisted living includes meals, activities, and other amenities. It’s important to talk with your loved one’s potential assisted living facility to understand all that’s included in the cost of care.