Assisted Living in Paterson, NJ
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Find the Best Assisted Living Near Paterson, NJ
Assisted living in Paterson, NJ now offers retirees access to historic architecture, international cuisine, national parks, state forests, and more. Once a bustling industrial hub, Paterson is now the third-largest city in New Jersey and is home to numerous assisted living properties. A local senior living care advisor can help you find the perfect choice for your loved one’s lifestyle and care needs.
Finding Your Assisted Living Advisor in Paterson, NJ
What is the Cost of Assisted Living in Paterson, NJ?
The average monthly cost of an assisted living community in Paterson, NJ, is $5,750 per month. However, the exact cost will vary depending on factors like the location, care services, property amenities, and experiences offered by the assisted living facility. The more luxury amenities a community offers (such as valet parking and concierge service), the more you can expect them to charge. A Paterson senior living care advisor can help you find the perfect match for your loved one’s budget and lifestyle preferences.
What Should Every Senior Know About Living in Paterson, NJ?
Known as the “Silk City” for its dominant role in silk production, Paterson, NJ, attracted a large immigrant population during the 19th and early 20th centuries. Today, Paterson remains a vibrant, multicultural community, filled with art, religion, and cuisine from around the world. According to the most recent U.S. census, over 11% of Paterson’s residents are 65 years or older, and the city offers a range of senior-friendly services.
Paterson Weather and Climate
Paterson, New Jersey has a humid continental climate, characterized by hot humid summers, and cool to cold winters. The average summer high is 85° F, while the average winter low is 21° F. On average, Paterson receives 210 sunny days, 49 inches of rain, and 25 inches of snow per year.
Local Hospitals and Notable Medical Care
There are many local hospitals and medical centers in the greater Paterson, NJ area that offer standard and specialty care for seniors, including:
- St. Joseph’s University Medical Center. An academic tertiary care medical center and designated trauma center that is noted for their work in cardiology.
- St. Mary’s General Hospital. An acute care facility offering a broad range of health care services, with a focus on cardiovascular and cancer care.
- Hackensack University Medical Center. A 781-bed nonprofit teaching and research hospital and is nationally ranked for its urology, neurology, and neurosurgery programs.
Paterson, NJ is a regional transit hub with bus and train connections to various communities in surrounding counties, as well as New York City. The Paterson Division of Senior Services provides transportation services to senior citizens, 60 and over, who need a ride to medical appointments, shopping, or recreational activities.
Arts, Culture, and Recreation
Paterson is a pocket of international culture and cuisine nestled among the hills and lakes of northern New Jersey. Seniors also have access to the museums, theaters, and sports arenas of nearby New York City. Some local attractions and activities available in Paterson, NJ include:
- Paterson Great Falls National Historical Park. The Great Falls of the Passaic River is one of the United States’ largest waterfalls at 77 feet (23 m) high. In addition to viewing the falls, visitors can take guided walking tours to learn about the history of the area.
- Center City Mall. Located in downtown Paterson, the three-story Center City Mall features 320,000 square feet of retail and entertainment for seniors to enjoy.
- Paterson Museum. Created in 1925, the museum seeks to preserve and display the industrial history of the city. It has a variety of collections including antique locomotives, local archeology & mineralogy, and art.
- The City of Paterson also has a large parks and recreation system. There is also the nearby Garret Mountain Reservation, which offers accessible trails, scenic overlooks of the New York City skyline, and more.
How Do I Pay for Paterson, NJ Assisted Living?
There are many ways families can pay for their loved ones in an assisted living community in Paterson, NJ. A senior placement expert can help you understand different funding options (and how to combine them), including the below.
If your loved one, or your spouse, is a United States Armed Forces veteran, they may be able to cover the cost of an assisted living facility via the Improved Pension Program. Reach out to your local veteran’s affairs coordinator to learn if your loved one is eligible for this program, as well as other benefits and services that can help pay for a Paterson assisted living community.
Long-Term Care Insurance
If your aging loved one has a long-term care insurance plan, it will likely cover some (if not all) cost of their assisted living community fees. Note that different plans have different benefits and stipulations. Make sure to contact your loved one’s long-term insurance provider to determine exactly what is covered in regard to assisted living facility fees and care services.
Another option for older adults who have good credit and have paid off a large portion of their home mortgage (or own the property outright) is to use home equity to pay for assisted living in Paterson, NJ. A senior care advisor can help you and your loved one learn more about using home equity to help pay for an assisted living community.
To be clear, the Medicare program will not cover the cost of an assisted living facility. However, it can help cover your loved one’s medical care. Money that would normally be used to cover medical expenses can then be reallocated to pay for an assisted living community in Paterson, NJ.
New Jersey Medicaid’s Division of Aging Services administers a number of Home and Community-Based Programs that can help eligible seniors pay for an assisted living community. A local senior care expert will help you understand more about using Medicaid to pay for a Paterson assisted living facility.
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FAQ About Assisted Living in Paterson, NJ
It might be time to move your loved one into an assisted living community if they can no longer independently manage key activities of daily living (ADLs) such as meal preparation, personal grooming, taking medication, and driving. A local Paterson senior care advisor can help you evaluate your loved one’s care needs and find the best assisted living facility for their situation.
Many Paterson assisted living communities will allow residents to stay with their families for special occasions like holidays. A local senior care advisor can help understand the rules different assisted living facilities in the Paterson, NJ area have around residents travel.
Your Paterson senior living advisor will meet with you and your aging loved one to identify your most important care and lifestyle needs. They will arrange in-person/virtual tours of the Paterson assisted living facilities that match these criteria and help you evaluate each property to find the perfect fit.