Memory Care in Orlando, FL
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Find the Best Memory Care Near Orlando, FL
What do we do to help a parent diagnosed with Alzheimer’s disease or other dementia-related illness? Many families choose a memory care community for their loved one. These facilities provide specialized care, including a structured environment and regular routines that help people with dementia feel safer and more secure. Here’s some information to help you find a memory care facility in Orlando, FL.
Your advisor works with you and your family to assist you in finding the most appropriate Orlando, FL, memory care community for your family member. Our advisor helps you understand potential sources of paying for memory care, Orlando, FL. The advisor will go with you on guided tours and help you ask the right questions about the details of care your family member will receive. You won’t feel like you’re all alone as you make decisions about the best possible memory care for your loved one.
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What is the Cost of Memory Care in Orlando, FL?
The average cost of memory care in Orlando, FL, is $4,335 per month. Memory care communities usually cost 20-30 % more than assisted living facilities. Here are some of the reasons that memory care costs more.
- Staff Training. Memory care staff have additional training to care for people with dementia — the staff helps residents keep their cognitive ability and maintain their quality of life. Employees have specialized training to manage dementia-related behaviors like wandering or aggression. You’ll find a higher staff-to-resident ratio in memory care communities.
- Safety. Memory care facilities provide a higher level of safety and security — to protect the residents from falls, wandering, and aggression. Facilities provide security with locks on entrances and exits and keypad locks and alarms on exit doors. The building’s layout is designed to help prevent residents from becoming lost or confused.
- Quality of Life Enhancements. Special programs help residents stay engaged and connected. The outdoor areas allow residents to feel less restricted and confined. Activities include crafts, coloring, music therapy, plus personal care like haircuts and manicures.
The monthly cost includes most living expenses — room and board, meals, utilities — plus a staff member to help ensure that your loved one eats regularly.
What Should Every Senior Know About Living in Orlando, FL?
Orlando is located in central Florida. Orlando’s claim to fame is that over a dozen theme parks call Orlando home. Over 2.6 million people live in the Orlando metro area — from younger adults with families to retirees who love the climate.
Orlando Weather & Climate:
May through October is hot and rainy, while November through April is mild and dry.
Local Hospitals and Notable Medical Care:
There are almost 40 hospitals located in the Orlando metropolitan area. A second VA Medical Center opened in 2017, covering over 1.2 million square feet.
An international airport services Orlando. SunRail and bus service connects all of metro Orlando.
Arts, Culture, and Recreation:
In addition to the various theme parks, Orlando is home to art galleries, musical concerts, and heritage festivals.
How Do I Pay for Memory Care in Orlando, FL?
Many families utilize several sources of funds to pay for an Orlando, FL memory care facility for their family members. A memory care community is the best and safest facility for a loved one who has dementia, including Alzheimer’s disease, Parkinson’s disease with dementia, dementia with Lewy Bodies (DLB), frontotemporal dementia, vascular dementia, and rarer forms of memory loss.
Your Orlando, FL memory care advisor will help you understand and explore the various sources of funding to pay for your loved one’s care.
Suppose your relative served in the military during a time of war, including World War II, Korea, Vietnam, and the Persian Gulf. In that case, they might be eligible for Aid and Attendance benefits. This program is part of the Improved Pension Program from the Veterans Administration. A veteran or spouse who needs help with bathing, dressing, taking their medication, or meal preparation may qualify. Mental incapacitation is also a qualifying condition. The veteran does not have to have a service-related disability.
Long-Term Care Insurance
If your parents purchased a long-term care (LTC) insurance policy, the policy includes care in a memory care facility for dementia-related care.
A loved one’s largest asset might be their home. When your loved one needs the level of care that a memory care community provides, selling their home might be the best option. Your loved one probably won’t be able to return to their home — an empty home still requires maintenance, insurance, and there are property taxes to pay. Homeowners over 65 receive a generous tax break on the sale of their home. Single homeowners qualify for $250,000 of capital gains as tax-exempt; couples qualify for $500,000 of capital gains to be tax-exempt. The remaining spouse might live in a small apartment near the memory care facility or live with a family member. Another way to use a parent’s home equity is with a reverse mortgage or home equity line of credit (HELOC).
While Medicare won’t pay for room and board in a memory care facility, Medicare continues to pay for medical care for your loved one — including hospitalizations. Medicare Part D coverage pays for prescription drugs, just as they have before your loved one developed dementia. Medicare covers the cost of hospice care for a dementia resident. Low-income seniors who qualify for Medicaid can enroll in a Medicare Special Needs Plan (SNPs), administered through a Medicare Advantage plan.
Florida’s Optional State Supplementation program (OSS) provides cash payments to qualified low-income Florida residents to help pay for the room and board portion of memory care when they can no longer live alone.
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FAQ About Memory Care in Orlando, FL
When you see several of these signs, they are a good indication that your loved one would be in a safer and better situation in a memory care facility.
- Declining overall health. When you see weight loss, little or no food in the refrigerator, poor personal hygiene, bruises and other evidence of falls, or stacks of unopened mail, it’s time to consider a memory care community.
- Caregiver stress. As your loved one’s condition deteriorates, stress levels increase for the caregiver. Caring for someone with dementia is a 24/7 job. Eventually, you won’t be able to take care of yourself and your family because caring for your loved one requires your undivided attention.
- No social interaction. If your loved one becomes withdrawn and no longer interacts with their friends or family, consider a memory care community. Memory care facilities have a higher ratio of employees to residents — helping ensure that your loved one receives lots of care and attention.
Your Orlando senior living advisor will arrange tours of the memory care facilities that interest you. Many communities offer virtual tours.
Some costs may be deductible — your loved one must be classified as “chronically ill.” Residents with Alzheimer’s disease or other types of dementia fall into this category. A physician or nurse must have a written plan of care for your loved one. Adult children may be able to deduct some or most of the associated costs for their parent’s care in some circumstances. In general, you have to contribute more than half of their support, and the expenses must be more than 7.5% of your adjusted gross income. Be sure to consult with your tax advisor as you consider Orlando, FL, memory care facilities.