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Find Your Portland , ME Care Advisor

Find the Best Assisted Living Near Portland , ME

Many Portland, ME, seniors seek assisted living accommodations as they get older and their needs change. As the largest city in the state, Portland has dozens of assisted living communities for seniors to choose from, as well as apartment-style living where they receive help as needed to maintain their independence. Assisted living properties feature community spaces for residents to enjoy and trained caregivers on hand day and night to respond to the needs of seniors. This guide contains information about the cost of assisted living in Portland and ways that seniors can pay for it. There’s also information about the Portland community and what seniors can expect from assisted living.

Choosing the right assisted living facility is challenging for many families, especially if they aren’t familiar with the area. A local Portland senior care advisor can help seniors and their families evaluate different options for assisted living in the city.

Finding Your Assisted Living Advisor in Portland , ME

What is the Cost of Assisted Living in Portland , ME?

Assisted living fees in Portland average $6,525 per month, although the cost for individual facilities will vary according to location and amenities offered. A local senior care advocate in Portland can help potential residents find benefits to help cover assisted living fees.

Many families may wonder how much their loved ones can afford to pay for assisted living. To get an estimate, calculate their current monthly household budget. Include rent or mortgage payment, groceries, transportation, utilities, and any discretionary spending. Many assisted living communities offer all-in-one pricing, including a private apartment, meals, utilities, light housekeeping, and transportation. Other communities may have fees for each service priced separately, so work with your local Portland, ME, senior care advisor to learn how your chosen assisted living property structures their fees.

Assisted living facilities offer residents as much help as they need with the activities of daily living (ADLs) and personal care. Typical ADLs include:

  • Grooming and bathing
  • Personal care, like putting on make-up or shaving
  • Help with transfers, lifts, and mobility assistance
  • Medication management
  • Preparing meals and cleaning up

Staff in assisted living properties are available 24/7 to meet residents’ needs, offering as much help as required. Seniors are encouraged to enjoy as much independence as they’re capable of, and more support is available as their needs change.

Talking to a loved one about moving into assisted living can be a tough conversation for many families. You may find it helpful to track your senior’s abilities to complete ADLs unassisted. If you notice a decline in their personal care or the condition of their home, this may indicate that they require the kind of support and community an assisted living facility provides.

What Should Every Senior Know About Living in Portland, ME?

Assisted living fees in Portland average $6,525 per month, although the cost for individual facilities will vary according to location and amenities offered. A local senior care advocate in Portland can help potential residents find benefits to help cover assisted living fees.

Many families may wonder how much their loved ones can afford to pay for assisted living. To get an estimate, calculate their current monthly household budget. Include rent or mortgage payment, groceries, transportation, utilities, and any discretionary spending. Many assisted living communities offer all-in-one pricing, including a private apartment, meals, utilities, light housekeeping, and transportation. Other communities may have fees for each service priced separately, so work with your local Portland, ME, senior care advisor to learn how your chosen assisted living property structures their fees.

Assisted living facilities offer residents as much help as they need with the activities of daily living (ADLs) and personal care. Typical ADLs include:

  • Grooming and bathing
  • Personal care, like putting on make-up or shaving
  • Help with transfers, lifts, and mobility assistance
  • Medication management
  • Preparing meals and cleaning up

Staff in assisted living properties are available 24/7 to meet residents’ needs, offering as much help as required. Seniors are encouraged to enjoy as much independence as they’re capable of, and more support is available as their needs change.

Talking to a loved one about moving into assisted living can be a tough conversation for many families. You may find it helpful to track your senior’s abilities to complete ADLs unassisted. If you notice a decline in their personal care or the condition of their home, this may indicate that they require the kind of support and community an assisted living facility provides.

How Do I Pay for Portland, ME Assisted Living?

A local Portland senior care advocate can help you and your family find ways to help pay for your loved one’s assisted living care. Some resources open to eligible seniors include:

headshot of a senior veteran, in uniform.

Veteran's Benefits

The U.S. Department of Veteran’s Affairs administers a program to help military veterans and their surviving spouses pay for assisted living. The Improved Pension Program (IPP) may cover some or all the costs of long-term care. To learn more about the program and receive help applying for it, seniors should visit a Portland VA Center.

Senior mother and daughter enjoy tea in the kitchen while browsing on tablet.

Long-Term Care Insurance

Some individuals choose a long-term care insurance plan, which is optional insurance coverage intended to help seniors pay for assisted living or similar types of care. Check with your loved one to see if they’ve enrolled in such coverage. If so, contact the issuing insurance company and ask about the plan’s limits, details, and coverage for a Portland assisted living community.

Senior women seated in wheelchair and caregiver converse.

Home Equity

Homeowners may have built up equity in their Portland home, which they can use to pay the costs of an assisted living property. If your senior has paid off their house, or a substantial amount of their mortgage, ask your local senior care advocate how they may use home equity to pay for assisted living.

Female seniors socializing over tea at home.

Medicare

Traditional Medicare has two plans, Medicare Part A and Medicare Part B, that do not cover the costs of assisted living. However, some Portland seniors may have opted to participate in a Supplemental Medicare plan, some of which may pay for some of the fees associated with assisted living. Ask your senior about their Medicare coverage.

Active senior women swings on the park swing.

Medicaid

MaineCare, Maine’s state Medicaid program, has a waiver to help qualifying participants pay for assisted living. The wavier is open to seniors who may require a nursing home level of care but prefer to have their services in an assisted living facility. A local senior care advocate in Portland can help your loved one understand more about the program’s eligibility threshold.

Elderly person sitting in a living room speaking to a nurse

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FAQ About Senior Living in Portland , ME

A nursing home offers residents a higher level of care than assisted living. While both facilities provide 24/7 help with ADLs and mobility assistance, nursing homes also provide on-site medical care and treatment. Assisted living residents receive medical care off-site and choose their own healthcare providers.

Overnight visits with family are approved on a case-by-case basis at many assisted living facilities. Each property will have its own guidelines for allowing residents to leave overnight for special occasions. Ask your local senior care advisor about the specifics of the properties you’re interested in.

Many assisted living communities provide a partially furnished apartment for each resident, although the items provided differ between communities. Usually, a bed, table, and couch are included. Seniors are also encouraged to bring their own decorations and furniture with them to help personalize the space and feel more at home.

Assisted Living in Cities Near You

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